As consumers, there is one good every one of us purchases, food. We all have our favorite restaurants and foods, but if you’ve been watching the news lately one your favorite restaurants may have been in the headlines. Last year outbreaks of E. Coli has scared customers and lovers of Chipotle alike. If you’re interested […]

Facing confusing charges or a large medical bill can seem overwhelming at times. There may be many worries, ranging from having to pay absurd charges, to damaging your credit score, to being forced into bankruptcy, to having your home and assets seized. But it’s best not to automatically assume the worst, as there are plenty of […]

Payday loans can be difficult to understand, and the costs associated with them can be incredibly burdensome.  Prior to obtaining a payday loan, you should try to understand as much as possible about what you are actually going to be on the hook for.  Here is an example of what potential costs could look like […]

Shopping online comes with at least some inherent risks. There’s a risk that the product you purchased doesn’t arrive, a risk that it gets damaged during shipment, or even a risk that the shirt that gets delivered is different from what the seller portrayed online. Many credit cards offer protections that will cover you in […]

Understanding Pre-Paid Cards Many people don’t realize that pre-paid cards and credit cards are not the same thing, although a pre-paid card may have a card network logo (like Visa, MasterCard, Discover, etc.) on it, this card is different from a credit card. When you use a prepaid debit card to make a purchase you […]

According to the latest reports from the U.S. Dept. of Commerce, roughly $3.4 Billion of retail sales occurred online just last year alone. Consumers are becoming increasingly more comfortable with making their purchases online. Fortunately, the vast majority of these sales occur without any problems, but what happens when those shoes you purchased online do not show […]

Craigslist scams take all shapes and sizes. For tips on how to recognize these scams and stay safe, you can see a prior post I wrote here. Since that post, a new breed of these scams has come to my attention. This scam is targeted at “destination communities” such as ski resorts and beach towns, […]