“I Can’t Afford Bankruptcy”

Americans are often thrust into financial hardship through little fault of their own. Sometimes, filing for bankruptcy is your only chance at a fresh start. In order to file for bankruptcy, you need to hire an attorney to help you throughout the bankruptcy process. Unfortunately, most Americans cannot afford to pay for a bankruptcy attorney.…

Medical Debt and Bills: What to Know

Facing confusing charges or a large medical bill can seem overwhelming at times. There may be many worries, ranging from having to pay absurd charges, to damaging your credit score, to being forced into bankruptcy, to having your home and assets seized. But it’s best not to automatically assume the worst, as there are plenty of…

Eligibility for Bankruptcy and the Means Test

When most people think of bankruptcy, they think of Chapter 7 Liquidation bankruptcy. A Chapter 7 bankruptcy involves the consumer (or “debtor”) giving up her non-exempt property in exchange for the discharge of a certain amount of her debt. Indeed, the ability to discharge debt through bankruptcy is one of the most attractive features of…